COOLING OFF PERIOD


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First 30 days of Health Insurance is called Cooling Off Period and hospitalization due to illness during these 30 days is not covered during.

It is only from 31st day that this is covered.

However hospitalization due to accident is covered from 1st day of issue of policy.

Cooling Off Period concept is not valid when renewal is made after a year provided renewal premium was paid in time.


Any break in insurance results in issue of Insurance Policy as a New Case and Cooling Off Period applies again. You forgo no claim Bonus benefits also, as now it is a new policy. Therefore it is in your interest that you should renew the policy well in time. 

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+91 (India) 76676 44558

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Call Prayag 24*7 :
+91 (India) 76676 44558

Health Shield Online


  • Health Shield Online is a comprehensive Health Care Insurance package specially designed to offer complete protection to the insured and his family. You can cover your spouse, children (above 90 days) and dependent parents (up to 50 years) from all Health worries. However, renewal is accepted only up to 70 years.
    With Health Shield, you will also have access to value added services like cashless treatment (subject to conditions and authorisations) at a list of hospitals provided by us, a 24 hour helpline and ambulance referral facility at no additional cost. This health care plan has been designed to ensure that you and your family get the best medical treatment at any time when you need it.
  • Key Features
  • - Instant Coverage
    - No Documentation required
    - No Medical Examination required
    - Income Tax benefit under section 80D of the IT Act
    - Family Discount of 10% for covering 3 or more family members under
    a single policy.

  • Royal Sundaram Health Care Insurance Card
  • This card is specially designed exclusively for all Health Shield Online customers of Royal Sundaram. It enables you to use the services of our Network Hospitals and provides you with Cashless facility at over 3000 hospitals across 166 cities in India.
    Your Health Shield Online card will be of great significance. You can undergo treatment in any one of the Network Hospitals and walk out without paying any of your medical expenses, which are covered under Health Shield Online Insurance policy. All you need to do is call TPA on the 24-hour helpline and take an authorisation. All your expenses will be settled directly with the hospital (subject to exclusions and conditions). In case you want to go to any hospital other than the Network Hospitals, you will have to pay the bills and get it reimbursed by us.
    Health Shield Online simplifies health care insurance a great deal and makes it more convenient and easy to understand, since one of its unique feature is easy documentation and hassle-free claim settlement.
Call Prayag 24*7 :
+91 (India) 76676 44558

Family Health Insurance Online

  • Family Health Insurance Online is a comprehensive package specially designed to offer complete protection and Health Insurance coverage to the insured and his family. You can cover you, your spouse, children (above 90 days) and dependent parents (up to 50 years) from all Health worries. However, Renewals will be accepted up to the age of 70 years for adults and up to the age of 21 years for dependent children.
    Health Insurance Coverage Options available under this policy:
    - Coverage for 2 adults
    - Coverage for 2 adults + 1 Dependant Children
    - Coverage for 2 adults + 2 Dependant Children
    Floater Sum Insured: The hospitalization sum insured will be floater among all family members covered.
    • Family Health Insurance Coverage Benefits
    • - Instant Coverage
      - No Documentation required
      - No Medical Examination required
      - Income Tax benefit under section 80D of the IT Act
      - Cashless facility in more than 3000 hospitals across India
  • Call Prayag 24*7 :
    +91 (India) 76676 44558

NEED INSURANCE?

Why Do you need Amsure Health Insurance??
· Accidents/Illnesses Strike without Warning

· Your Avg Med Exp is around 7% of Yearly Income


· You can Protect your Whole Family by paying a Small Sum of Money every year.


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+91 (India) 76676 44558

Company Details


· Formed in India as a three way Partnership between Amway India, Royal Sundaram and Hollard (Largest Insurance Co. In South Africa).

· Amway India is the Only Direct Marketing Co. cleared by IRDA (Govt Regulatory Agency) to offer tailor made Health Insurance Products to the Indian Public.

Call Prayag 24*7 :
+91 (India) 76676 44558

Amsure Family Health Protector - Features/Benefits

· Innovative Health Insurance Product for the entire Family

· Protects you against Unforeseen Medical Expenses

· Single Policy/Premium for the entire family

· Covers Self+Spouse+Children/Dependent Parents

· Day 1 Cover(Cover starts within 24 Hrs of Policy Log in)

· 24 Hr Helpline from Royal Sundaram

· Opportunity to get Money back through Bonus Payments from Amway

· IT Benefits

· And a Lot of other Benefits……!!!

Call : Prayag 076676 44558